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In all major cities, as well as towns of appreciable size, financial services are abundant. Traveler’s checks can be cashed at banks and well-established hotels in Vietnam accept them as payment. Many shopkeepers catering to tourists are also happy to accept US dollars, through they may charge a two percent transaction fee. While currency exchanges and Automatic Teller Machines (ATMs) are common in most towns and cities, this is not yet the case in rural and remote areas. Remember to carry a sufficient amount of Vietnamese currency to such places, although you will never be more than a day’s journey from a banking facility of some kind.
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